Is Decillion Financ overvalued or undervalued?

As of 4 November 2025, the valuation grade for Decillion Financ has moved from expensive to very expensive, indicating a significant increase in perceived overvaluation. The company is currently considered overvalued based on its high price-to-earnings (PE) ratio of 259.90, a price-to-book value of 1.46, and an EV to EBITDA ratio of 18.12. These metrics suggest that investors are paying a premium for the company's earnings and assets compared to its peers.
In comparison to notable competitors, Bajaj Finance has a PE ratio of 37.67 and an EV to EBITDA of 20.06, while Life Insurance shows a more attractive valuation with a PE of 11.76 and an EV to EBITDA of 9.18. The stark contrast in these ratios highlights Decillion Financ's overvaluation in the current market. Additionally, the company's stock has outperformed the Sensex over the past year, returning 69.87% compared to the Sensex's 5.94%, which may further contribute to the inflated valuation perception.