Is Decillion Financ overvalued or undervalued?

As of 10 November 2025, the valuation grade for Decillion Financ has moved from very expensive to expensive. The company is currently considered overvalued based on its high PE ratio of 260.00, an EV to EBIT of 18.13, and a PEG ratio of 0.58. In comparison to its peers, Bajaj Finance has a PE ratio of 38.76, while Life Insurance boasts a much lower PE of 11.14, indicating that Decillion Financ is significantly more expensive relative to these competitors.
Despite its high valuation metrics, Decillion Financ has shown strong stock performance, with a year-to-date return of 28.87%, outperforming the Sensex's return of 6.91% in the same period. However, the company's negative ROCE of -0.08% and low ROE of 0.56% further suggest that its current valuation may not be justified given its financial performance. Overall, Decillion Financ appears to be overvalued in the current market environment.