Is Dhruva Cap.Serv. overvalued or undervalued?

As of 14 November 2025, the valuation grade for Dhruva Capital Services has moved from very expensive to expensive. The company is currently considered overvalued based on its financial ratios and peer comparisons. Key ratios include a PE Ratio of -16.68, an EV to EBITDA of 47.95, and a Price to Book Value of 1.96, all of which indicate significant valuation concerns.
In comparison to its peers, Dhruva Capital Services stands out with a notably low PE Ratio compared to Bajaj Finance's PE of 34.62 and Life Insurance's PE of 11.25, highlighting its relative overvaluation. Additionally, while the industry average EV to EBITDA is around 19.53 for Bajaj Finance, Dhruva's ratio of 47.95 suggests it is priced at a premium without justifiable earnings. Recent stock performance shows a significant decline of 60.86% year-to-date, contrasting sharply with the Sensex's 8.22% return, further reinforcing the notion that the stock is overvalued in the current market environment.