Is ECB Bancorp, Inc. overvalued or undervalued?

As of 19 September 2025, the valuation grade for ECB Bancorp, Inc. has moved from very attractive to attractive, indicating a shift in perceived value. The company appears to be fairly valued based on its current metrics, with a P/E ratio of 31, a Price to Book Value of 0.85, and an EV to EBITDA of 35.00. In comparison to peers, LINKBANCORP, Inc. has a significantly lower P/E ratio of 7.19, while Investar Holding Corp. is rated very attractive with a P/E of 9.99.
While the stock's recent performance against the S&P 500 is not available, the valuation metrics suggest that ECB Bancorp, Inc. is positioned reasonably within its industry, though it does not exhibit the same level of attractiveness as some of its peers.