Is Elcid Investment overvalued or undervalued?

As of 17 October 2025, the valuation grade for Elcid Investment has moved from fair to expensive, indicating a shift in perception regarding its market value. The company appears overvalued based on its current metrics, with a PE ratio of 31.00, an EV to EBIT of 22.91, and a ROE of 1.67%. In comparison to its peers, Bajaj Finance has a significantly higher PE ratio of 38.21, while Life Insurance stands out with a much lower PE of 11.49, suggesting that Elcid Investment is not only overvalued relative to some peers but also lacks the growth potential indicated by its PEG ratio of 0.00.
The current price of Elcid Investment at 135,853.05 is concerning, especially given its recent performance, which shows a year-to-date decline of 25.55% against a 7.44% gain in the Sensex. This disparity reinforces the notion that the stock may not be a sound investment at its current valuation, particularly when compared to the broader market trends and peer performance.