Is Equifax, Inc. overvalued or undervalued?

As of 17 October 2025, Equifax, Inc. has moved from a fair to an expensive valuation grade. The company appears to be overvalued based on its high P/E ratio of 79, a Price to Book Value of 10.31, and an EV to EBITDA ratio of 31.47. In comparison, peers such as Corpay, Inc. have a more attractive P/E of 31.49 and Global Payments, Inc. shows a fair P/E of 12.95, indicating that Equifax is trading at a significant premium relative to its industry counterparts.
Additionally, Equifax's recent stock performance has been underwhelming, with a year-to-date return of -10.96% compared to the S&P 500's positive return of 13.30%, further suggesting that the stock may not justify its current valuation. Overall, the combination of high valuation ratios and poor relative performance supports the conclusion that Equifax, Inc. is overvalued.