Is Farmers & Merchants Bancorp, Inc. (Ohio) overvalued or undervalued?

Sep 20 2025 06:14 PM IST
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As of August 22, 2025, Farmers & Merchants Bancorp, Inc. (Ohio) has improved its valuation outlook to very attractive, with a P/E ratio of 13, a Price to Book Value of 0.99, and a PEG Ratio of 0.48, indicating it is undervalued compared to peers like Bridgewater Bancshares and Home Bancorp.
As of 22 August 2025, the valuation grade for Farmers & Merchants Bancorp, Inc. (Ohio) moved from attractive to very attractive, indicating a strong improvement in its valuation outlook. The company appears to be undervalued, supported by a P/E ratio of 13, a Price to Book Value of 0.99, and a PEG Ratio of 0.48, which suggests that the stock is trading at a discount relative to its growth potential.

In comparison to its peers, Farmers & Merchants Bancorp has a more favorable P/E ratio than Bridgewater Bancshares, Inc. at 11.97 and Home Bancorp, Inc. at 10.68, both of which are classified as fair. Additionally, the company's PEG ratio of 0.48 is significantly lower than that of its peers, indicating better value for growth. Although return data is not available, the company's recent price movement suggests it is performing well relative to the broader market.
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