Is First Business Financial Services, Inc. overvalued or undervalued?

As of 21 November 2025, the valuation grade for First Business Financial Services, Inc. moved from attractive to very attractive. The company appears to be undervalued, supported by a P/E ratio of 10, a PEG ratio of 0.37, and an impressive dividend yield of 204.22%. In comparison to peers, ACNB Corp. has a P/E of 13.51, while Home Bancorp, Inc. shows a P/E of 10.68, highlighting First Business Financial Services' relative attractiveness in valuation.
Despite a year-to-date return of 10.28%, which lags behind the S&P 500's 12.26%, the company's five-year return of 150.00% significantly outperforms the index's 85.61%, reinforcing its potential for growth and value.