Is First Community Bancshares, Inc. (Virginia) overvalued or undervalued?

As of 28 July 2025, the valuation grade for First Community Bancshares, Inc. (Virginia) moved from expensive to fair. The company appears fairly valued based on its current metrics. Key ratios include a P/E ratio of 19, a Price to Book Value of 1.96, and an EV to EBITDA of 8.40. In comparison, Premier Financial Corp. has a P/E of 14.14, while Great Southern Bancorp, Inc. stands out with a very attractive P/E of 10.58.
Despite the fair valuation, First Community Bancshares has underperformed compared to the S&P 500, with a year-to-date return of -9.70% versus the index's 12.22%. However, over the past five years, the company has delivered a solid return of 98.21%, slightly outpacing the S&P 500's 96.61%.