Is First National Corp. (Virginia) overvalued or undervalued?

As of 17 October 2025, the valuation grade for First National Corp. (Virginia) moved from very expensive to expensive. The company appears to be overvalued based on its current metrics. Key ratios include a P/E ratio of 25, a Price to Book Value of 1.05, and a ROE of 4.14%. In comparison, LINKBANCORP, Inc. has a P/E of 7.19, indicating a more attractive valuation, while Hawthorn Bancshares, Inc. shows a fair P/E of 11.27.
Over the past year, First National Corp. has returned 11.08%, which lags behind the S&P 500's return of 14.08%, reinforcing the notion that the stock may not be a compelling investment at its current price.