Is First United Corp. overvalued or undervalued?

As of 11 September 2025, the valuation grade for First United Corp. has moved from attractive to fair, indicating a shift in its perceived value. Based on the current metrics, the company appears to be fairly valued. Key ratios include a P/E ratio of 9, a Price to Book Value of 1.05, and a PEG Ratio of 0.14, which suggests that the stock is reasonably priced relative to its growth potential.
When compared to peers, LINKBANCORP, Inc. has a more attractive P/E ratio of 7.19, while Hawthorn Bancshares, Inc. stands at a fair valuation with a P/E of 11.27. The company's recent stock performance has outpaced the S&P 500, with a 1-year return of 29.11% compared to the index's 17.14%, reinforcing the notion that First United Corp. is maintaining a competitive edge in the market.