Is First US Bancshares, Inc. overvalued or undervalued?

As of 30 June 2025, the valuation grade for First US Bancshares, Inc. moved from expensive to fair, indicating a more favorable assessment. The company appears fairly valued based on its current metrics. Key ratios include a P/E ratio of 12, a Price to Book Value of 0.89, and an EV to EBITDA of 8.01, which suggest that the stock is reasonably priced compared to its earnings and book value.
In comparison to peers, Eagle Bancorp Montana, Inc. has a P/E ratio of 11.43, while SB Financial Group, Inc. shows a P/E of 13.92, both of which reinforce the fair valuation of First US Bancshares, Inc. Recent stock performance reveals that while the company has returned 16.33% over the past year, it still lags behind the S&P 500's 17.14% return, indicating that while it is performing well, there is room for improvement relative to the broader market.