Is Fiserv, Inc. overvalued or undervalued?

As of 17 October 2025, the valuation grade for Fiserv, Inc. has moved from expensive to very expensive, indicating a significant increase in perceived overvaluation. The company is currently considered overvalued, with a P/E ratio of 35, which is substantially higher than its peer Truist Financial Corp. at 11.17. Additionally, Fiserv's EV to EBITDA stands at 15.21, while its PEG ratio is notably high at 6.69, suggesting that the stock is priced for growth that may not materialize.
In comparison to its peers, Fiserv's valuation ratios indicate a stark contrast, with the industry average P/E ratio not provided but clearly lower than Fiserv's. The recent stock performance further underscores this valuation concern, as Fiserv has underperformed against the S&P 500 with a year-to-date return of -40.78% compared to the S&P 500's 13.30%. This trend reinforces the notion that the stock may be overvalued relative to its growth prospects.