Is FVCBankcorp, Inc. overvalued or undervalued?

As of 31 October 2025, FVCBankcorp, Inc. has moved from an attractive to a fair valuation grade. The company appears to be fairly valued based on its current metrics. The P/E ratio stands at 11, the Price to Book Value is 0.85, and the PEG Ratio is notably low at 0.04, suggesting that the stock may not be priced for significant growth.
In comparison to its peers, Orrstown Financial Services, Inc. has a P/E of 10.63, while Unity Bancorp, Inc. boasts a P/E of 11.21, indicating that FVCBankcorp is positioned competitively within its industry. The company's return performance against the S&P 500 is not available, but the recent grade change suggests a reassessment of its valuation relative to market expectations.