Is Galada Finance overvalued or undervalued?

As of 17 November 2025, Galada Finance's valuation grade has moved from very expensive to fair, indicating a significant adjustment in its perceived value. The company is currently fairly valued, with a PE ratio of 31.02, an EV to EBITDA ratio of 11.80, and a ROE of 5.02%.
In comparison to its peers, Galada Finance's valuation metrics are more attractive than Bajaj Finance, which has a PE ratio of 34.85 and is considered very expensive, while Life Insurance stands out as very attractive with a PE ratio of 11.33. Additionally, Galada Finance's PEG ratio is notably at 0.00, suggesting potential for growth relative to its price. Over the past year, Galada Finance has outperformed the Sensex with a return of 81.76% compared to the Sensex's 9.50%, reinforcing its current valuation status.