Is Garnet Intl. overvalued or undervalued?

As of 17 November 2025, the valuation grade for Garnet Intl. has moved from very expensive to expensive, indicating a slight improvement in its valuation outlook. However, the company remains overvalued based on its current metrics. The PE ratio stands at 46.50, while the EV to EBITDA ratio is significantly high at 58.05, and the PEG ratio is at 3.45, suggesting that the stock is priced for growth that may not materialize.
In comparison to its peers, Garnet Intl.'s valuation metrics are notably higher; for instance, Bajaj Finance has a PE ratio of 34.85 and an EV to EBITDA of 19.61, while Life Insurance boasts a much lower PE of 11.33 and an EV to EBITDA of 9.36. Given these comparisons, Garnet Intl. appears to be overvalued in its sector. Additionally, the company's stock has underperformed relative to the Sensex over the past year, with a decline of 20% compared to the Sensex's gain of 9.50%.