Is Garnet Intl. overvalued or undervalued?

As of 19 November 2025, Garnet Intl. has moved from an expensive valuation grade to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 33.94, an EV to EBIT of 42.43, and a ROE of 10.26%.
In comparison to its peers, Bajaj Finance is rated as very expensive with a PE ratio of 34.23, while Life Insurance stands out as very attractive with a PE ratio of 11.32. Despite recent poor stock performance, with a year-to-date return of -56.12% compared to the Sensex's 9.02%, the valuation metrics suggest that Garnet Intl. is positioned fairly within its industry.