Is Geetanjali Cred. overvalued or undervalued?

As of 3 April 2025, the valuation grade for Geetanjali Cred. has moved from very expensive to risky, indicating a significant shift in perception. The company is currently assessed as undervalued. Key ratios include a PE ratio of 2.02, a price to book value of 0.64, and an EV to EBIT of -1.37, which highlight its low valuation relative to earnings and assets. In comparison to peers, Geetanjali Cred. has a PE ratio of 2.09, while Life Insurance shows a fair valuation with a PE of 12.54, and Bajaj Finance Ltd. is classified as very expensive with a PE of 35.01. This stark contrast suggests that Geetanjali Cred. is trading at a substantial discount compared to its peers. Additionally, the company's stock has underperformed the Sensex over the past week, declining by 4.22%, while the Sensex gained 1.41%, reinforcing the notion of its undervaluation in the current market context.