Is General Insuranc overvalued or undervalued?

As of 4 September 2025, the valuation grade for General Insuranc has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued, supported by a PE ratio of 7.49, an EV to EBIT of 3.64, and a PEG ratio of 0.37. These ratios suggest that the stock is trading at a discount compared to its earnings and growth potential.
In comparison to its peers, General Insuranc stands out with a much lower PE ratio than Bajaj Finance, which is at 33.36, and Life Insurance, which has a PE of 11.41. This highlights the undervaluation of General Insuranc relative to its competitors. Additionally, the company's dividend yield of 5.47% and a robust ROCE of 25.89% further reinforce its attractive valuation. Despite recent underperformance against the Sensex, particularly in the YTD return of -17.47% compared to the Sensex's 3.30%, the underlying fundamentals suggest that General Insuranc is positioned for potential upside.