Is General Insuranc overvalued or undervalued?

As of 12 September 2025, the valuation grade for General Insuranc has moved from very attractive to attractive. The company is currently considered undervalued based on its financial ratios. The PE ratio stands at 7.56, while the Price to Book Value is 1.05, and the EV to EBIT is 3.70. These figures indicate that the company is trading at a discount compared to its earnings and book value.
In comparison to its peers, General Insuranc's PE ratio of 7.56 is significantly lower than Bajaj Finance's 35.82 and HDFC Life Insurance's 89.45, both of which are categorized as very expensive. Additionally, the PEG ratio of 0.37 suggests that the company's growth prospects are not being fully recognized by the market. Despite a recent decline in stock performance relative to the Sensex, the long-term returns over three and five years are notably strong, reinforcing the undervaluation narrative.