Is General Insuranc overvalued or undervalued?

As of 12 September 2025, the valuation grade for General Insuranc has moved from very attractive to attractive, indicating a shift in market perception. The company is currently assessed as undervalued based on its strong financial ratios. The PE ratio stands at 7.56, while the Price to Book Value is 1.05, and the EV to EBIT is notably low at 3.70. These metrics suggest that the company is trading at a discount compared to its earnings and asset value.
In comparison to its peers, General Insuranc's PE ratio is significantly lower than that of Bajaj Finance, which is at 35.82, and Life Insurance, which has a PE of 11.36, reinforcing the notion that General Insuranc is undervalued. Additionally, its PEG ratio of 0.37 further supports this assessment, indicating strong growth potential relative to its price. Despite recent underperformance against the Sensex, with a year-to-date return of -16.91% compared to the Sensex's 4.82%, the company's solid fundamentals suggest that it may present a buying opportunity for investors.