Is Glance Finance overvalued or undervalued?

As of 28 October 2025, Glance Finance's valuation grade has moved from very expensive to expensive, indicating a slight improvement in its perceived value. The company is currently considered overvalued based on its financial metrics. Key ratios include a PE ratio of 27.38, an EV to EBIT of 13.00, and an EV to EBITDA of 4.85, which suggest that the stock is priced higher relative to its earnings and cash flows compared to its peers.
In comparison to its industry, Glance Finance's PE ratio is significantly higher than that of Life Insurance, which stands at 11.69, and I R F C, which has a PE ratio of 23.48. This indicates that while Glance Finance is priced at a premium, its growth prospects may not justify such a valuation. Additionally, the recent stock performance shows a decline of 10.90% over the past week, contrasting sharply with the Sensex's modest gain of 0.24%, further reinforcing the notion that Glance Finance may be overvalued in the current market environment.