Is Global Payments, Inc. overvalued or undervalued?

As of 17 October 2025, the valuation grade for Global Payments, Inc. has moved from attractive to fair, indicating a shift in its perceived value. The company appears to be fairly valued based on its current metrics, with a P/E ratio of 11, a Price to Book Value of 0.84, and an EV to EBITDA of 7.65. In comparison to peers, Equifax, Inc. is considered expensive with a P/E of 70.84, while Corpay, Inc. is attractive with a P/E of 31.49.
Despite the fair valuation, Global Payments has underperformed against the S&P 500, with a year-to-date return of -23.77% compared to the index's 13.30%. This underperformance over multiple periods, including a 5-year return of -51.76% versus the S&P 500's 91.29%, suggests that while the stock may be fairly valued, its recent performance raises concerns about its growth prospects.