Is Globe Life, Inc. overvalued or undervalued?

As of 23 July 2025, the valuation grade for Globe Life, Inc. has moved from attractive to fair, indicating a shift in its perceived value. The company appears to be fairly valued based on its current metrics. Key ratios include a P/E ratio of 10, a Price to Book Value of 2.12, and a PEG ratio of 0.45, which suggests that the stock may not be significantly undervalued compared to its growth prospects.
In comparison to its peers, Primerica, Inc. has a P/E ratio of 12.59, while Lincoln National Corp. stands out with a very attractive P/E of 6.96. This indicates that Globe Life, Inc. is positioned in the middle of its peer group in terms of valuation. Additionally, while Globe Life has delivered a YTD return of 28.79%, outperforming the S&P 500's 12.22%, it has lagged behind the index over longer periods, particularly in the 3Y and 5Y returns. Overall, Globe Life, Inc. is fairly valued in the current market context.