Is Gogia Capital overvalued or undervalued?

As of 19 September 2025, Gogia Capital's valuation grade has moved from very expensive to risky, indicating a significant shift in its perceived value. The company is currently assessed as overvalued. Key ratios reveal a PE ratio of -61.31, an EV to EBITDA of -8.29, and a Price to Book Value of 2.14, all of which suggest underlying financial distress and a lack of profitability.
In comparison to its peers, Gogia Capital's metrics starkly contrast with those of Bajaj Finance, which has a PE ratio of 35.51, and Life Insurance, boasting a PE ratio of 11.64. These comparisons highlight Gogia's unfavorable position within the capital markets industry. While the stock has shown a strong performance over the past year with a return of 21.55%, this is overshadowed by its overall negative trajectory in the longer term, particularly a year-to-date decline of 13.39% against the Sensex's gain of 5.74%.