Is Gogia Capital overvalued or undervalued?

As of 19 September 2025, Gogia Capital's valuation grade has moved from very expensive to risky. The company is currently assessed as overvalued based on its financial metrics. Key ratios include a PE ratio of -61.31, an EV to EBITDA of -8.29, and a ROE of -3.21%. These figures indicate significant financial distress relative to its peers.
In comparison to notable competitors, Bajaj Finance has a PE ratio of 35.51 and an EV to EBITDA of 19.31, while Life Insurance boasts a PE of 11.64 and an EV to EBITDA of 9.07. Gogia Capital's ratios starkly contrast with these peers, highlighting its overvaluation. Additionally, while the stock has performed well over the past year with a return of 21.55%, it has underperformed against the Sensex year-to-date, which saw a gain of 5.74%. This further reinforces the notion that Gogia Capital is overvalued in the current market environment.