Is Gogia Capital overvalued or undervalued?

As of 10 October 2025, Gogia Capital's valuation grade has moved from risky to very expensive, indicating a significant deterioration in its investment appeal. The company is currently overvalued based on its financial ratios, which include a PE ratio of -58.25, an EV to EBITDA of -7.84, and a Price to Book Value of 2.03. These figures suggest that the company's earnings and cash flows are under severe pressure, making it less attractive to investors.
In comparison to its peers, Gogia Capital stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 36.56 and an EV to EBITDA of 19.67, while Life Insurance boasts a much healthier EV to EBITDA of 9.08. The stark contrast in these ratios highlights Gogia Capital's overvaluation in the current market context. Additionally, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -17.72% compared to the Sensex's 5.58%, further reinforcing the conclusion that Gogia Capital is overvalued.