Is Gogia Capital overvalued or undervalued?

As of 17 October 2025, Gogia Capital's valuation grade has moved from risky to very expensive, indicating a significant deterioration in its valuation outlook. The company is currently deemed overvalued, particularly highlighted by its PE ratio of -62.01 and an EV to EBITDA ratio of -7.66, both of which suggest that the market is pricing the stock unfavorably relative to its earnings potential. Additionally, the ROCE stands at a concerning -22.34%, further reinforcing the overvaluation narrative.
In comparison to its peers, Gogia Capital's metrics are starkly unfavorable. For instance, Bajaj Finance has a PE ratio of 38.21 and an EV to EBITDA of 20.25, while Life Insurance boasts a PE of 11.49 and an EV to EBITDA of 8.94, both indicating much more favorable valuations. The company's recent performance has also lagged behind the Sensex, with a year-to-date return of -19.42% compared to the Sensex's 7.44%, underscoring the challenges it faces in the current market environment.