Is Golech.Glob.Fin. overvalued or undervalued?

As of 19 September 2025, the valuation grade for Golech.Glob.Fin. has moved from expensive to risky, indicating a significant shift in its perceived value. The company appears to be undervalued, given its negative PE ratio of -17.42 and an EV to EBITDA ratio of -17.23, which suggest that the market is pricing the company at a discount relative to its earnings potential. Additionally, the Price to Book Value stands at 2.15, which, while above 1, is not excessively high compared to its peers.
In comparison with its industry peers, Golech.Glob.Fin. has a notably lower PE ratio than Bajaj Finance, which is at 35.51, and Life Insurance, which is at 11.64. The PEG ratio of 0.00 further emphasizes the potential undervaluation, especially when juxtaposed against Bajaj Finserv's PEG of 2.47. Despite a challenging year-to-date performance of -5.83% compared to the Sensex's 5.74%, the company's strong 3-year return of 112.69% suggests that it may have the potential for recovery and growth in the long term.