Is Gowra Leasing overvalued or undervalued?

As of 16 October 2025, Gowra Leasing's valuation grade has moved from fair to attractive, indicating a positive shift in its perceived value. The company appears to be undervalued, with a PE ratio of 9.27, a Price to Book Value of 0.15, and an EV to EBITDA ratio of 9.64. These metrics suggest that Gowra Leasing is trading at a significant discount compared to its peers.
In comparison to its industry, Bajaj Finance is categorized as very expensive with a PE ratio of 38.01, while Life Insurance is considered very attractive with a PE of 11.63. This highlights Gowra Leasing's favorable positioning within the market. Additionally, the company's stock has outperformed the Sensex significantly over the past year, with a return of 74.38% compared to the Sensex's 2.41%, further reinforcing the notion that it is undervalued.