Is Guild Holdings Co. overvalued or undervalued?

As of 7 July 2025, the valuation grade for Guild Holdings Co. has moved from fair to attractive, indicating a positive shift in its perceived value. The company appears to be undervalued, supported by a P/E ratio of 15, a Price to Book Value of 0.73, and a PEG Ratio of 0.18, all suggesting that the stock is trading at a discount relative to its earnings growth potential.
In comparison to its peers, Guild Holdings Co. has a higher P/E ratio than Velocity Financial, Inc. at 9.22 and Regional Management Corp. at 17.39, but it is significantly lower than Greystone Housing Impact Investors LP, which has a P/E of 183.48. The company's recent performance has outpaced the S&P 500, with a year-to-date return of 41.53% compared to the index's 12.22%, reinforcing the attractiveness of its current valuation.