Is Guj. Lease Fin. overvalued or undervalued?

As of 10 October 2025, the valuation grade for Guj. Lease Fin. has moved from risky to attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued, especially when compared to its peers. Key ratios include a PE ratio of 16.44, an EV to EBIT of -26.01, and a ROCE of -6.53%. In comparison to notable peers, Bajaj Finance has a PE ratio of 36.56 and an EV to EBITDA of 19.67, while Life Insurance shows a more attractive PE of 11.65 and an EV to EBITDA of 9.08. Despite recent stock performance lagging behind the Sensex, particularly with a YTD return of -20.78% against the Sensex's 5.58%, the long-term outlook remains promising with a 5-year return of 210.77% compared to the Sensex's 103.66%.