Is Haryana Capfin overvalued or undervalued?

As of 6 June 2025, Haryana Capfin's valuation grade has moved from attractive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE Ratio of 20.33, an EV to EBITDA of 15.38, and a PEG Ratio of 0.24, which indicates growth potential relative to its price.
In comparison to its peers, Life Insurance has a PE Ratio of 12.54 and an EV to EBITDA of 9.89, while I R F C shows a PE Ratio of 29.42 and an EV to EBITDA of 22.12. These comparisons suggest that Haryana Capfin is positioned within a competitive range but does not exhibit the same growth potential as some of its peers. Notably, the company's stock has outperformed the Sensex in the short term, with a 1-week return of 18.75% compared to the Sensex's 1.43%, reinforcing its current valuation stance.