Is Haryana Capfin overvalued or undervalued?

As of 17 July 2025, Haryana Capfin's valuation grade has moved from very attractive to attractive, indicating a shift in its perceived value. The company is currently considered fairly valued. Key ratios include a PE ratio of 20.95, an EV to EBITDA of 15.85, and a PEG ratio of 0.25, which suggests that the stock is reasonably priced relative to its growth potential. When compared to peers, Haryana Capfin's PE ratio is significantly higher than Life Insurance, which stands at 12.12, while Bajaj Finance is much more expensive at 34.51. This positions Haryana Capfin competitively within its sector, particularly given its attractive PEG ratio compared to the higher ratios of its peers. Additionally, the company's stock has outperformed the Sensex over the past week, reinforcing its relative strength in the market despite a year-to-date decline.