Is Haryana Capfin overvalued or undervalued?

As of 22 August 2025, Haryana Capfin's valuation grade has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued. Key ratios include a PE ratio of 19.11, an EV to EBIT of 14.46, and a PEG ratio of 0.25, which suggests that the stock is trading at a lower valuation compared to its growth potential.
In comparison to its peers, Haryana Capfin's PE ratio is significantly higher than Life Insurance, which has a PE of 11.55, but much lower than Bajaj Finance, which stands at 31.91. The attractive valuation of Haryana Capfin, combined with its strong historical performance, particularly a 588.89% return over the past five years compared to the Sensex's 111.55%, reinforces the notion that the stock is undervalued relative to its growth prospects.