Is HB Stockholdings overvalued or undervalued?

As of 17 October 2025, the valuation grade for HB Stockholdings has moved from risky to very expensive, indicating a significant shift in its perceived value. The company is currently overvalued, with a price-to-earnings (PE) ratio of -5.31, an EV to EBITDA ratio of -6.77, and a price-to-book value of 0.65. These ratios suggest that the company's financial metrics are not only negative but also reflect a concerning trend in profitability and valuation.
In comparison to its peers, HB Stockholdings stands out unfavorably. For instance, Bajaj Finance has a PE ratio of 38.21, while Life Insurance boasts a PE ratio of 11.49, both indicating a more favorable valuation environment. The company's recent stock performance has also been underwhelming, with a year-to-date return of -26.93%, contrasting sharply with the Sensex's gain of 7.44% over the same period. This further reinforces the notion that HB Stockholdings is currently overvalued in the market.