Is HB Stockholdings overvalued or undervalued?

As of 17 October 2025, the valuation grade for HB Stockholdings has moved from risky to very expensive, indicating a significant deterioration in its attractiveness. The company is currently overvalued, as evidenced by its negative PE ratio of -5.31, an EV to EBITDA of -6.77, and a ROE of -13.36%. These ratios suggest that the company is struggling to generate profits and manage its equity effectively.
In comparison to its peers, HB Stockholdings stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 38.21, while Life Insurance boasts a PE of 11.49, both indicating much stronger valuations. Additionally, the company's recent stock performance has been disappointing, with a year-to-date return of -26.93%, contrasting sharply with the Sensex's gain of 7.44% over the same period. This further reinforces the view that HB Stockholdings is overvalued in its current market position.