Is HB Stockholdings overvalued or undervalued?

As of 23 October 2025, the valuation grade for HB Stockholdings has moved from very expensive to risky, indicating a significant shift in its market perception. The company is currently considered undervalued, with a PE ratio of -5.21, an EV to EBITDA of -6.65, and a Price to Book Value of 0.64. These ratios suggest that the company is trading at a discount relative to its earnings and book value, which is atypical for the industry.
In comparison to its peers, HB Stockholdings shows a stark contrast with Bajaj Finance, which has a PE ratio of 39.07, and Life Insurance, which boasts a PE of 11.68. This highlights the relative undervaluation of HB Stockholdings within the non-banking financial company sector. Additionally, while the stock has underperformed the Sensex over the past year with a return of -41.92% compared to the Sensex's 5.59%, its long-term performance over five years has been impressive at 1371.25%, suggesting potential for recovery.