Is Helpage Finlease overvalued or undervalued?

As of 19 September 2025, Helpage Finlease's valuation grade has moved from very attractive to attractive, indicating a shift in market perception. The company is currently assessed as undervalued based on its financial metrics. Key ratios include a PE Ratio of 10.34, an EV to EBITDA of 9.98, and a PEG Ratio of 0.10, which suggest that the stock is trading at a discount relative to its earnings growth potential.
In comparison to its peers, Helpage Finlease's valuation appears favorable. For instance, Bajaj Finance is considered very expensive with a PE Ratio of 35.51, while Life Insurance, which is rated very attractive, has a PE Ratio of 11.64. This highlights that Helpage Finlease offers a more compelling investment opportunity within the Non-Banking Financial Company (NBFC) sector. Despite recent underperformance against the Sensex, with a year-to-date return of -14.63% compared to the Sensex's 5.74%, the company's strong fundamentals suggest it may be poised for recovery.