Is Hilltop Holdings, Inc. overvalued or undervalued?

As of 24 April 2025, Hilltop Holdings, Inc. has moved from a fair to attractive valuation grade, indicating a more favorable assessment of its stock. The company appears undervalued, with a P/E ratio of 15, a Price to Book Value of 0.87, and an EV to EBITDA of 3.18. In comparison, peer Atlantic Union Bankshares Corp. has a higher P/E of 17.24, while First Hawaiian, Inc. is also attractive with a lower P/E of 14.32, suggesting that Hilltop is competitively priced within its industry.
Despite recent stock performance showing a 1-year return of 6.69% compared to the S&P 500's 17.14%, the year-to-date return of 21.97% outpaces the S&P 500's 12.22%, reinforcing the attractiveness of Hilltop Holdings as an investment opportunity.