Is IF Bancorp, Inc. overvalued or undervalued?

As of 18 June 2025, the valuation grade for IF Bancorp, Inc. moved from expensive to fair. The company is currently fairly valued. Key ratios include a P/E ratio of 26, a Price to Book Value of 1.09, and a PEG Ratio of 0.38, indicating a potentially attractive growth relative to its price.
In comparison to peers, First Capital, Inc. has a P/E of 13.48, while Magyar Bancorp, Inc. is rated very attractive with a P/E of 11.74. Notably, IF Bancorp's dividend yield is exceptionally high at 156.15%, which may appeal to income-focused investors despite its low ROE of 4.17%. Over the past year, IF Bancorp has outperformed the S&P 500 with a return of 53.50% compared to the index's 10.26%, reinforcing its fair valuation status.