Is IFL Enterprises overvalued or undervalued?

As of 17 October 2025, the valuation grade for IFL Enterprises has moved from attractive to very attractive, indicating a positive shift in its perceived value. The company is currently assessed as undervalued, with a PE ratio of 10.44, a Price to Book Value of 1.07, and an EV to EBITDA ratio of 12.84. These figures suggest that the stock is trading at a lower valuation compared to its earnings and book value.
In comparison to its peers, IFL Enterprises stands out with a significantly lower PE ratio than Elitecon International, which is very expensive at 358.65, and MMTC, which has a PE ratio of 144.23. Additionally, PTC India, another peer deemed very attractive, has a PE ratio of 7.81, indicating that while IFL is undervalued, there are peers with even lower valuations. The recent stock performance has been poor relative to the Sensex, with a year-to-date decline of 30.93%, contrasting sharply with the Sensex's gain of 7.44%. This further supports the conclusion that IFL Enterprises is undervalued in the current market environment.