Is Ind Bank Housing overvalued or undervalued?

As of 10 October 2025, the valuation grade for Ind Bank Housing has moved from risky to attractive, indicating a significant improvement in its perceived investment quality. The company appears to be undervalued, especially when considering its current price of 40.94 against its peers. Key ratios include a PE Ratio of -40.94, an EV to EBIT of -166.23, and a ROCE of -14.05%.
In comparison to its peers, Ind Bank Housing's valuation metrics stand out negatively; for instance, HUDCO is categorized as very expensive with a PE of 16.77, while LIC Housing Finance is attractive with a PE of 5.68. Despite the negative returns year-to-date and over the past year, the recent performance shows a 2.35% return over the last week, outperforming the Sensex's 1.59%. This suggests that while the company has faced challenges, its current valuation may present a buying opportunity.