Is Ind Bank Housing overvalued or undervalued?

As of 17 October 2025, the valuation grade for Ind Bank Housing has moved from risky to attractive, indicating a significant improvement in its perceived value. The company is currently assessed as undervalued, particularly when considering its headline ratios, which include a PE ratio of -165.22, an EV to EBIT of -21.40, and an EV to Capital Employed of -0.02. These negative ratios suggest underlying challenges, yet the attractive valuation grade implies that the market may be undervaluing the company's potential recovery.
In comparison to peers, Ind Bank Housing's valuation stands out, especially against HUDCO, which is considered very expensive with a PE ratio of 16.17, and LIC Housing Finance, rated fair with a PE of 5.68. Despite recent stock performance lagging behind the Sensex, particularly with a year-to-date return of -25.85% compared to the Sensex's 7.44%, the shift in valuation grade and the attractive rating suggest that there may be a turnaround on the horizon for Ind Bank Housing.