Is Ind Bank Housing overvalued or undervalued?

As of 17 October 2025, the valuation grade for Ind Bank Housing has moved from risky to attractive, indicating a significant improvement in its perceived value. The company appears to be undervalued, especially when considering its current price of 38.00 against its 52-week high of 56.50. Key ratios highlight this valuation, with a PE ratio of -165.22, an EV to EBIT of -21.40, and a PEG ratio of 0.00, all suggesting that the market has not fully recognized the potential recovery of the company.
In comparison to peers, Ind Bank Housing's valuation stands out as attractive, particularly when juxtaposed with HUDCO, which is considered very expensive with a PE of 16.17, and LIC Housing Finance, which is fairly valued at a PE of 5.68. Despite recent stock performance lagging behind the Sensex, with a year-to-date return of -25.85% compared to the Sensex's 7.44%, the underlying metrics suggest that Ind Bank Housing may present a compelling investment opportunity at its current valuation.