Is Ind Bank Housing overvalued or undervalued?

As of 17 October 2025, the valuation grade for Ind Bank Housing has moved from risky to attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued, especially when compared to its peers. Key ratios include a PE ratio of -165.22, an EV to EBIT of -21.40, and a PEG ratio of 0.00, all of which suggest that the company is trading at a substantial discount relative to its earnings potential.
In comparison to peers, Ind Bank Housing's valuation stands out against HUDCO, which is very expensive with a PE of 16.17, and LIC Housing Finance, which is fairly valued with a PE of 5.68. Despite recent stock performance lagging behind the Sensex, with a year-to-date return of -25.85% compared to the Sensex's 7.44%, the attractive valuation grade suggests that there may be a turnaround potential for investors looking for value in the housing finance sector.