Is Indergiri Fin. overvalued or undervalued?

As of 5 September 2025, the valuation grade for Indergiri Fin. has moved from very expensive to expensive, indicating a slight improvement in its perceived value. However, the company remains overvalued based on its financial metrics. The PE ratio stands at -6.35, the EV to EBITDA ratio is -16.44, and the ROE is a concerning -77.27%. These figures suggest significant financial distress and a lack of profitability.
In comparison to its peers, Indergiri Fin. is positioned unfavorably. For instance, Bajaj Finance, classified as very expensive, has a PE ratio of 33.5, while Life Insurance, rated very attractive, has a PE of 11.39. The stark contrast in valuation metrics highlights that Indergiri Fin. is not only overvalued but also lacks the financial health seen in its competitors. Additionally, the company's stock has underperformed the Sensex over the past year, with a return of -36.65% compared to the Sensex's -1.81%, reinforcing the notion that Indergiri Fin. is overvalued in the current market context.