Is Indergiri Fin. overvalued or undervalued?

As of 23 October 2025, the valuation grade for Indergiri Finance has moved from very expensive to risky, indicating a significant shift in its perceived value. The company appears to be overvalued based on its current financial ratios, including a PE ratio of -8.72, an EV to EBITDA of -19.35, and a ROE of -77.27%. These figures suggest underlying financial distress and a lack of profitability, which are concerning for potential investors.
In comparison to its peers, Indergiri Finance's valuation metrics are starkly unfavorable. For instance, Bajaj Finance, categorized as very expensive, has a PE ratio of 39.07, while Life Insurance, deemed very attractive, boasts an EV to EBITDA of 9.11. This stark contrast highlights the challenges faced by Indergiri Finance in maintaining competitiveness within the Non-Banking Financial Company (NBFC) sector. Additionally, the company's recent stock performance has been poor, with a 1-year return of -8%, compared to a 5.59% return for the Sensex, reinforcing the notion that Indergiri Finance is currently overvalued.