Is India Finsec overvalued or undervalued?

As of 14 November 2025, the valuation grade for India Finsec has moved from very expensive to expensive. The company is currently considered overvalued based on its high valuation ratios. The PE ratio stands at 37.66, while the EV to EBITDA ratio is 11.86, and the PEG ratio is 20.46, indicating a premium valuation compared to its peers.
In comparison to notable competitors, Bajaj Finance has a PE ratio of 34.62 and an EV to EBITDA of 19.53, while Life Insurance shows a more attractive valuation with a PE of 11.25 and an EV to EBITDA of 9.29. This suggests that India Finsec is trading at a higher valuation than many of its peers in the non-banking financial company sector. Additionally, the company's recent stock performance has lagged behind the Sensex, with a one-week return of -10.73% compared to the Sensex's 1.62% gain, further supporting the view that it is overvalued.