Is INDIA SHELTE FIN overvalued or undervalued?

As of 18 November 2025, the valuation grade for INDIA SHELTE FIN has moved from very attractive to fair. The company is currently fairly valued. Key ratios include a PE ratio of 22.40, an EV to EBITDA of 15.30, and a PEG ratio of 0.44, indicating a relatively reasonable valuation compared to its earnings growth potential.
In comparison to its peers, HUDCO is considered very expensive with a PE of 17.43, while LIC Housing Finance is attractive with a much lower PE of 5.65. This suggests that INDIA SHELTE FIN is positioned competitively within the housing finance sector. Notably, the company's stock has outperformed the Sensex significantly over the past year, with a return of 43.45% compared to the Sensex's 9.48%, reinforcing the fair valuation perspective.